Blog | dsMortgages | East Sussex

dsMortgages Blog

Sep 12
1 min

You Need to Move Fast to Get A 90% Mortgage

Trying to Get Hold of a 90% Mortgage? - You Need to be FAST! Over the last couple of weeks we've seen a couple of lenders dipping in and ...

Nationwide to start offering 90% Mortgages again

Darren Shepherd

Jul 13
1 min

Nationwide to start offering 90% Mortgages again

The building society has announced it will be offering its 90% loan-to-value (LTV) mortgages for first-time buyers only, starting on Mond...

Looking for a Mortgage with a Lower Deposit?

Darren Shepherd

Jun 16
1 min

Looking for a Mortgage with a Lower Deposit?

Over the last few weeks, we have seen the few remaining lenders offering 90% mortgages withdraw from the market. Where have all the low d...

Mortgages for Self Employed with One Years Trading

Darren Shepherd

Jun 4
4 min

Mortgages for Self Employed with One Years Trading

There are many reasons why you might want to get a mortgage just one year into self-employment. Perhaps you’ve spotted your dream propert...

Darren Shepherd

May 15
1 min

COVID-19 Update May/June 2020 Issue

In this two page issue we look at the very latest information around the Housing Market re-opening and and recap of the financial support...

Darren Shepherd

May 14
3 min

Can I remortgage whilst on Furlough?

Remortgaging on Furlough: What can you do? Lockdown has had quite an effect on a lot of us across the UK. With as many as a quarter of em...

Darren Shepherd

Apr 1
1 min

Remortgaging in Challenging Times

In the current climate with COVID-19 and social distancing, lenders are withdrawing products and placing restrictions on Loan to Values (...

If you Rent a Property, Should you Protect your Income?

Darren Shepherd

Mar 28
2 min

If you Rent a Property, Should you Protect your Income?

If you rent your property, chances are the rent takes up a large part of your income. You only need to 'Google' this to find data that sh...

COVID-19 Mortgage Payment Holidays - Find your Mortgage Lender below and what they say about this:

Darren Shepherd

Mar 19
22 min

COVID-19 Mortgage Payment Holidays - Find your Mortgage Lender below and what they say about this:

In this time of uncertainty, I have had a number of clients ask how they can access the 3 month payment holiday being offered by lenders ...

ASTRONAUTS HAVE LIFE INSURANCE - SHOULD YOU?

Darren Shepherd

Feb 28
1 min

ASTRONAUTS HAVE LIFE INSURANCE - SHOULD YOU?

The first astronauts to travel to the moon faced some difficulties before lift-off. Unsurprisingly, life insurers were very cautious in c...

Managing debt in retirement – Equity Release

Darren Shepherd

Feb 9
1 min

Managing debt in retirement – Equity Release

By the end of 2019, later life lending is expected to reach £295 billion and to rise to £548 billion by 2029, an increase of 85% over the...

Help to Buy Equity Loan - Remortgage Options

Darren Shepherd

Feb 6
5 min

Help to Buy Equity Loan - Remortgage Options

If you bought your new home using the Government's Help to Buy Equity Loan scheme, you might be wondering what your options are when you com

Darren Shepherd

Feb 5
2 min

LIFE INSURANCE - NEED TO KNOWS

Life insurance may not be at the top of many people’s ‘to do’ list, but arguably it’s one of the most important financial products anyone...

Darren Shepherd

Feb 4
1 min

Home-movers spring into action

Property website Rightmove said it had its busiest-ever month in January with more than 150 million visits. The top five busiest days eve...

Darren Shepherd

Jan 30
2 min

STAY-AT-HOME PARENTS AND LIFE COVER

We all know that being a stay-at-home parent is a full-time job in itself. In fact, a recent survey estimated that full-time mums, if pai...

Darren Shepherd

Jan 30
2 min

TO BUY OR NOT TO BUY (A FIRST HOME)

It’s not easy being a first-time buyer. Higher house prices, property market instability and stricter lending criteria are all combining ...

Darren Shepherd

May 24, 2019
1 min

Should you overpay on your mortgage?

Mortgage overpayments help you pay off your mortgage sooner and reduce the amount of interest you pay. Research shows that if a borrower ...

Life Insurance - Setting the record straight

Darren Shepherd

May 24, 2019
1 min

Life Insurance - Setting the record straight

There are a lot of myths surrounding life insurance. Here we tackle a few of the commonly‐held misconceptions around this important aspec...

Darren Shepherd

May 24, 2019
2 min

Making Protection a Family Matter

No matter what age you are, life insurance is something you should seriously think about including in your financial plan. Whether you ar...

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