In the current climate with COVID-19 and social distancing, lenders are withdrawing products and placing restrictions on Loan to Values (LTVs). If you have a mortgage rate due to end in the next 6 months, it's a good idea to start shopping around now. If you need help or advice on the best deal for your circumstances we would be happy to help. Call 0330 22 333 10 Your home may be repossessed if you do not keep up repayments on a mortgage. You may have to pay an Early Repayment Charge to your current lender if you remortgage.