Remortgaging

Remortgaging

If you’re ready to take the plunge, or you’ve spotted that dream property you just can’t pass up, what do you need to know? As an expert mortgage broker, we’ve got all the answers to get the ball rolling and the buying process underway. From filing the paperwork to that initial financial assessment, we understand the remortgage process inside and out. Read on to find out how it all works:

Want to know more about how remortgaging works, or curious about whether a remortgage service is right for you? We’ve covered everything you need to know about the process below. At dsMortgages, we believe remortgaging should be an easy and transparent process – and with us, it is. Read on to find out more about remortgaging today to get you started on the process:

Remortgaging

Whether you are want to raise some extra money on your mortgage, or just find a BETTER rate, we'd love to Help

How we can help you

  • Search ALL UK lenders to find you the BEST rate

  • Get you a Mortgage Agreed in Principle

  • Take care of all the paperwork

  • Liaise with solicitor

  • Deal with the whole process from start to finish

 

We have access to ALL UK lenders so will find the BEST mortgage for your circumstances

How can we Help?

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How It Works

Why remortgage your property?


There are many reasons why you may be considering a remortgage on a property you own. For many of our customers, it’s about finding a better deal than your existing mortgage. The best remortgage option is one that gets you better rates, a shorter payment length, or even one which allows for extra borrowing. But there are plenty of other reasons you may choose to remortgage, such as to cover the costs of home renovations and repairs. Whatever your reason, working with a professional remortgage broker is the best way to ensure you get the kind of deal you’re looking for. Much like a traditional mortgage process, remortgaging involves looking and applying for a new mortgage to replace your existing financial commitment. Essentially, you’re switching your mortgage payments from one financial company to another. This means that your new mortgage is paying off the original loan you took out on your property. The benefit of remortgaging is often reduced rates, lower repayments and even the opportunity to borrow money directly from your mortgage.




How does the remortgaging process work?


If remortgaging sounds like an excellent option for you, to potentially save thousands of pounds and access additional funds, then your first step should be to speak to the experts. You want to make sure you get the best rates and deal, and consulting with a remortgage broker can ensure you get all you want out of your new mortgage and more. While the rates may look good on the mortgage you’re considering, up-front costs and additional fees may lead to that option not looking quite as good as it does on paper. With experienced support, you can ensure the deal you get is the best available – no hidden costs or small print designed to reduce the benefit of your remortgaging plans. Remortgaging follows along the same lines as the typical mortgage process – which as a homeowner, you’ll likely be familiar with. You will need to undergo an affordability check, liaise with solicitors and complete practically as much paperwork as you did the first time around. But with the support of an expert remortgaging broker service, the whole process can run smoothly. By placing the responsibility on your broker to manage the remortgage for you, you can be at your new rate in no time.

If better rates are what you’re looking for from a remortgage, then dsMortgages are the team for you. Thanks to our extensive network of more than 90 UK lenders, plus many deals that aren’t readily available to individuals going it alone. With our expertise, in-depth understanding of remortgages and years of experience, we’re the ideal choice to help you find a new mortgage that works for you. With us, you never have to settle for second best with your rate, mortgage deals or ongoing financial commitment.




Do you need a mortgage broker for remortgaging?


If you’re considering remortgaging your home, then working with an experienced, professional mortgage broker is the best thing you can do. At dsMortgages, we have access to a wide range of different deals and options from all UK lenders. This means we do all the hard work for you, finding which options provide the best rates and benefits for your specific needs. We know remortgaging isn’t one-size-fits-all, so we work with you to find a solution that’s suitable and meets your exact requirements.

Getting a better rate for your mortgage is appealing for all homeowners. But it’s important to have an understanding of the additional fees and costs that can come with remortgaging. Working with a remortgaging broker can ensure your choice of mortgage is right for you. Brokers also provide peace of mind, working on getting your remortgage agreed in principle to speed along the process and reduce the stress and difficulty of applying overall. With a great mortgage broker by your side, getting the best possible deal is a far easier task.




Why work with dsMortgages?


If you’re looking for friendly, expert and professional mortgage brokers, then dsMortgages is the service for you. We have decades of experience in the management of remortgaging for properties of all shapes and sizes. Whether you need to switch quickly or you’re thinking in the long-term, we can talk you through the process and get it all started the right way. As part of the Stonebridge Mortgage Group family, we have access to mortgages from all of the UK’s lenders – helping us find the best deal for you.

Do we sound like the team for you? Call us on 0330 22 333 10 to discuss how we can help you, or use our contact form, and we’ll be back in touch. When it comes to remortgaging, you want the best service for the job. At dsMortgages, we pride ourselves on offering the exceptional standard of service. Get in touch today to discuss our service for remortgaging, to start your remortgage off the right way by finding the best option for you. Leave it to us, and you’ll be more than happy with the results.





Need Help with A Remortgage? Get in touch today!

Please use the form below to get in contact with us and detail your query.

We will get back to you as soon as we can

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU REMORTGAGE


Typically we charge a fee of £299 for arranging your mortgage.

However, the actual fee will depend on your circumstances but will not exceed 1.5% of your mortgage.

 

dsMortgages is an appointed representative of Stonebridge Mortgage Solutions Limited
which is authorised and regulated by the Financial Conduct Authority.

 

Proprietor: Darren Shepherd

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